A proposal has been put forward by the Finance Ministry to invest the accumulated funds from the impounded dearness allowance of workers in a new "Fifth Sector" characterized as the "Workers' Sector". The paper examines the avenues for investment for such a sector and discusses its likely organizational form. It is argued that both from the point of view of the requirements of the industrial structure and the needs of the workers. The proposed Fifth Sector should be concerned with low cost functional mass consumption goods. It is also emphasized that the organizational form should be a worker-owned and managed cooperative enterprise.